Misfin
Misfin
Bank-grade

Your security, non-negotiable.

Your financial data is protected with the same standards used by the world's best banks. No compromises, no shortcuts.

AES-256-GCMData encryption
TLS 1.3Data in transit
99.9%Guaranteed uptime
2FATwo-factor auth

Layered encryption

Each layer of your information has its own protection system. Encrypting just one thing isn't enough.

01

Passwords hashed with bcrypt

Your password is never stored in plain text. We use bcrypt with factor ≥12 — even if someone accessed our database, they couldn't crack them.

bcrypt · factor 12+ · random salt per user
02

Traffic encrypted with TLS 1.3

Everything traveling between your device and our servers is encrypted with TLS 1.3. We don't support older versions (TLS 1.0/1.1) or weak cipher suites.

TLS 1.3 · HSTS · Perfect Forward Secrecy
03

Data at rest with AES-256-GCM

All sensitive information in our database is encrypted with AES-256-GCM, the standard used in banking and military. GCM includes integrity verification.

AES-256-GCM · unique IV per record · HMAC
04

Vault with double-layer encryption

Your password vault has an additional PIN that generates an independent encryption key. Even we can't see your content without that PIN.

PIN-derived key · PBKDF2 · zero-knowledge vault
05

JWT tokens signed asymmetrically

Session tokens use RS256 (RSA + SHA-256). The private key only lives on our servers — it never leaves. Access tokens last 1 hour; refresh tokens, 30 days.

JWT RS256 · access 1h · refresh 30d with rotation

Robust authentication

Multiple verification layers so only you can get in.

Recommended

Two-factor authentication (2FA)

Standard TOTP compatible with Google Authenticator, Authy, and any authenticator app. When enabled, even with your correct password, no one else can get in.

Reuse detection

Automatic token rotation

Every time you use your refresh token to get a new one, the previous one is instantly invalidated. If someone intercepts a token, they only have a very short window.

Anti-theft

Suspicious reuse detection

If we detect a refresh token being used twice (a sign of theft), we automatically block the entire session and notify you.

Anti-brute force

Rate limiting by IP and account

Maximum 5 login attempts per minute per IP. After that, progressive temporary blocking. Automatic protection against brute force attacks.

Instant invalidation

Redis blacklist of revoked tokens

When you log out, your token is immediately added to a Redis blacklist. There's no possibility of it being used again even if someone has it.

Anti-bot

Invisible reCAPTCHA v3

All authentication forms have Google's reCAPTCHA v3. No annoying image puzzles — it works in the background and automatically blocks bots.

Intelligent password vault

The safest place for your passwords, cards, documents, and sensitive notes. With a unique feature you won't find anywhere else.

Exclusivo

Emergency PIN (duress PIN)

If someone forces you to open your vault, use the emergency PIN. You'll see a fake version of your data — invented credentials, fictional balances — completely indistinguishable from the real thing.

Local encryption before sending

Your PIN generates an encryption key on your device before data leaves. Our servers store data they can't decrypt without your PIN.

Share with expiration

Share credentials securely with a link that automatically expires. You can choose how many times it can be viewed and when it expires.

Audit log of every access

Every time a vault item is viewed, created, modified, or shared, it's logged with date, time, IP, and device.

Categories: passwords, cards, docs, notes

Organize all types of sensitive information. Credit cards, ID documents, WiFi passwords, encrypted notes — all in one secure place.

Password health check

Detects weak, repeated, or compromised passwords in known breach databases (HaveIBeenPwned), and suggests improvements.

Trustworthy infrastructure

Our own servers in Europe, not on third-party public cloud.

Dedicated VPS at OVH Europe

Ubuntu 24.04 LTS · OpenLiteSpeed · we don't share servers with other customers

MariaDB with encryption at rest

Database with full disk encryption and daily encrypted backups

Redis for sessions and rate limiting

Automatic TTL on tokens · in-memory blacklist · <1ms latency

Automatic daily backups

Encrypted backups retained 30 days · restoration in minutes

CDN for static assets

Images, scripts, and styles served from global edge nodes

24/7 monitoring

Automatic alerts on anomalies · response time <5 min

Your privacy, by design

Security isn't just about encryption — it's also about how we treat your information.

We never sell, rent, or share your data with third parties.

We don't use your financial data to train external AI models.

You can export or delete all your information at any time.

Audit logs are accessible to you — not just to us.

We comply with OWASP Top 10 best practices.

We never store passwords in plain text, even in logs.

Start with complete security

14-day money-back guarantee. No commitments.