Misfin
Misfin
OpenAI Function Calling + RAG

Your financial assistant with artificial intelligence.

Not a generic chatbot. MisFin AI knows your financial history, understands the context of your questions, and executes real actions within your account.

Natural language in Spanish & EnglishAvailable 24/7Executes real actionsLearns from your patternsVoice responses

How it works

Three steps between your question and the right action.

01

You write or speak in natural language

No commands to memorize. Write exactly as you'd talk to a financial advisor: "How much did I spend on food this month?" or "Log $50 in transport".

"How much do I have available this week?"
02

AI understands context and queries your history

We use RAG (Retrieval Augmented Generation) so the AI accesses your real financial information before responding. Every answer is based on your actual data.

Analyzes your history + budgets + active goals
03

Executes the action or gives the answer

With OpenAI Function Calling, the AI can execute direct actions: log an expense, create a goal, set a reminder — without you doing anything else.

Expense logged · goal created · reminder set

What it can do

Not just answers questions — it acts within your account.

Real-time expense analysis

"How much did I spend at restaurants this quarter vs the previous one?" The AI analyzes your transactions and gives you a contextualized answer with trends.

Log by chat or voice

"Log $45 in gas." Done. The AI categorizes, assigns the right account, and confirms the entry — in seconds. Also accepts voice notes.

Goals and budget management

"Create a $2,000 savings goal for December." The AI sets up the goal, calculates how much you need to save monthly, and automatically tracks progress.

Smart reminders and alerts

"Remind me to pay rent on the 5th of each month." Also generates proactive alerts when you're close to exceeding a budget or when it detects an unusual expense.

Predictions and projections

"If I keep spending like this, when will I reach my savings goal?" The AI analyzes your patterns and projects future scenarios based on your real behavior.

Google Calendar sync

"Schedule my credit card payment for next Monday." The AI creates the event in your Google Calendar and can remind you in advance.

Available wherever you are

The same smart assistant on all your channels, synced in real time.

Web App

misfin.com/chat

Full panel with conversation history, real-time financial context view, and access to all advanced actions.

Full historyVisual contextFile attachmentsVoice to text

Mobile App

iOS & Android

Biometrics to authenticate, home screen widget, push notifications, and offline mode with sync on reconnect.

Face ID / FingerprintHome widgetPush notificationsOffline mode

WhatsApp

+57 300 000 0000

Chat with your assistant like a regular contact. Send voice notes, receive daily summaries, and log expenses without opening any app.

Voice notesDaily summaryNo install neededNo login

Telegram

@misfinapp_bot

Bot with inline keyboards, quick commands (/expenses, /balance, /goal) and scheduled notifications. Ideal for technical users.

/slash commandsInline keyboardsNotificationsMultiple accounts

Real conversation

This is what a session with the assistant looks like.

MisFin AI

Online · accediendo a tus datos en tiempo real
How much did I spend on food this month?
MisFin AI
This month you've spent $487 on food — 12% more than last month ($434). The highest subcategory is restaurants at $312. Do you want to see the breakdown by day or by merchant?
By merchant, and log that I spent $35 at DoorDash just now
MisFin AI
Done! $35 logged at DoorDash (Food · Delivery). Top merchants this month: 1. McDonald's — $98 2. DoorDash — $87.50 (including this one) 3. Whole Foods — $74 4. Uber Eats — $52
Create a goal to keep food under $400 next month
MisFin AI
Goal created: «Food ≤ $400» for November. At your current pace you'll need to cut about $17 more. I'll alert you when you hit 80% of the limit. Do you want daily alerts or only when you're getting close?
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Responsible AI

Your financial information is yours. Always.

Your data is not used to train external AI models.

Conversations are encrypted in transit and at rest.

You can delete your conversation history at any time.

The AI only accesses your data when you initiate a query.

We use the OpenAI API — your data is not shared with OpenAI for training under our terms.

Frequently asked questions

Everything you need to know about the MisFin AI assistant.

Try the assistant now

14-day money-back guarantee on paid plans.